Terms and Conditions

Introduction to Terms and Conditions

These Terms and Conditions govern your use of omnavexoril financial planning services and website located at omnavexoril.com.

By accessing our services or website, you agree to be bound by these terms and all applicable laws and regulations.

Definitions

For the purposes of these terms, the following definitions apply:

• "Services": Financial planning consultations, analytical reviews, and related advisory services provided through our subscription model.
• "Client" or "You": Any individual or entity that subscribes to or uses our financial planning services.
• "Subscription": Monthly recurring payment arrangement for ongoing access to financial planning consultations and services.
• "Content": All information, materials, advice, and communications provided through our services and website.

Use of Services

Your use of our services is subject to the following terms and restrictions:

Permitted Uses

• Access financial planning consultations for personal or business purposes
• Participate in scheduled consultations and analytical reviews
• Use provided materials and guidance for your financial planning needs

Prohibited Uses

• Reselling, redistributing, or sharing access to our services with unauthorized parties
• Using our services for illegal activities or purposes that violate applicable laws
• Attempting to reverse engineer, hack, or compromise our systems or services
• Providing false or misleading information during consultations or registration

User Responsibilities

As a user of our services, you are responsible for:

• Providing accurate and complete information for effective financial planning
• Maintaining confidentiality of your account credentials and subscription details
• Notifying us promptly of any changes to your contact or financial information
• Using our services in compliance with these terms and applicable laws

Intellectual Property Rights

All content, materials, methodologies, and intellectual property used in our services remain the exclusive property of omnavexoril or our licensors.

Unauthorized reproduction, distribution, or modification of our content is strictly prohibited and may result in legal action.

Privacy and Data Protection

We collect, use, and protect your personal information in accordance with our Privacy Policy and applicable data protection laws.

Please review our Privacy Policy for detailed information about our data practices.

Payment Terms and Subscription

Your subscription to our services is subject to the following payment terms:

• Monthly subscription fees are $250 AUD per month, inclusive of GST
• Payments are processed automatically on the same date each month
• Subscription cancellation requires 30 days written notice
• No refunds are provided for partial months or unused consultation time

Limitation of Liability

To the maximum extent permitted by law, omnavexoril's liability for any claims arising from our services is limited to the amount paid for services in the preceding 12 months.

We exclude liability for indirect, consequential, or punitive damages arising from your use of our services.

Indemnification

You agree to indemnify and hold harmless omnavexoril from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.

Dispute Resolution

Any disputes arising from these terms or our services will be resolved through the following process:

Termination

Either party may terminate the subscription relationship with 30 days written notice. omnavexoril reserves the right to terminate services immediately for breach of these terms.

Upon termination, your access to services will cease, and any outstanding fees become immediately due.

Governing Law

Australian Consumer Law and relevant state and federal regulations apply to our services and this disclaimer.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and omnavexoril regarding our services.

Modifications to Terms

We reserve the right to modify these terms at any time. Material changes will be communicated with reasonable advance notice.

Continued use of our services after term modifications constitutes acceptance of the updated terms.

Contact Information

For questions regarding these terms or our services, please contact us: